Every Return Reviewed by a CPA
Serving Frederick & Montgomery Counties Since 1971
Year-Round Access, Not Just Tax Season
Mercer Flanagan – Homepage Section Preview

Complete Tax & Accounting Services

Individual Tax Preparation

Complete tax returns with personal CPA interviews...

Complete tax returns with personal CPA interviews, year-round support, and expertise in complex tax situations. Every return is reviewed by an experienced CPA — never offshored, never rushed.

Learn More →

Small Business Tax Returns

Full business tax management including quarterly and year-end planning...

Full business tax management including quarterly and year-end planning, multi-entity expertise, and responsive year-round support. Not sure how your business should be structured? See our S-Corp vs. LLC guide.

Learn More →

Estate & Trust Tax Services

We specialize in estate and trust tax preparation, including inheritance and estate taxes...

We specialize in estate and trust tax preparation, including inheritance and estate taxes for federal and state filings — handling complex situations that other firms avoid or won't touch.

Learn More →

Non-Profit Tax & Bookkeeping

We prepare Form 990 filings and handle tax compliance for non-profit organizations...

We prepare Form 990 filings and handle tax compliance for non-profit organizations of all sizes — 501(c)(3)s, fire companies, associations, churches, and HOAs — keeping them in good standing without the headache.

Learn More →

Fractional CFO Services

Get strategic CFO-level guidance without the full-time salary...

Get strategic CFO-level guidance without the full-time salary — monthly financial oversight, cash flow forecasting, and budgeting from an experienced CPA who knows your business.

Learn More →

Tax Planning Services

We work with individuals and businesses throughout the year to create proactive tax strategies...

We work with individuals and businesses throughout the year to create proactive tax strategies that reduce your tax liability and maximize deductions before it's too late to act. See our Maryland Tax Guide for more.

Learn More →

QuickBooks Support & Training

QuickBooks setup, training, and troubleshooting with business-focused guidance...

QuickBooks setup, training, and troubleshooting with business-focused guidance and ongoing consultation from experienced CPAs who understand your books and your business.

Learn More →

Financial Statement Preparation

Professional compiled financial statements and monthly accounting services...

Professional compiled financial statements and monthly accounting services that provide bank-ready compliance documentation for lenders, investors, and boards.

Learn More →

Why Smart Clients Choose
Mercer Flanagan

While other firms treat you like a number, we build relationships that save you money and stress.

Most CPAs rush through returns without knowing your situation. We combine personal attention with expert knowledge to deliver results others can't match.

Personal Relationships Matter

Others shuffle you between staff who don't know your history. We know your name, family, and financial situation personally, leading to better tax outcomes every year.

Accurate CPA Review

While others rely on junior or even overseas staff, only experienced CPAs review every tax return, catching errors and finding deductions others miss for maximum accuracy.

Non-Profit, Estate & Trust Specialists

Most firms avoid complex estate and trust work. We specialize in what others won't touch, handling Non-profit organizations, probate, inheritance, and complex tax situations with expertise.

Year-Round Support Access

Other firms disappear after tax season. We're available year-round for questions—from complex planning to simple tax questions, giving you peace of mind always.

Stability You Can Count On

Established in 1971, we are proud of our experienced, stable team ready to build long-term relationships you can rely on for decades.

Service Your Way

Choose how you work with us, whether with an in-person meeting, Zoom call, or our secure digital portal. We deliver expert tax preparation the way that fits your life, not ours

CPA Firms in Frederick

Work With CPAs Who Know Your Name and Your Story

Personal attention from experienced CPAs

Stop losing sleep over tax deadlines and deductions. When you work with us, you gain trusted advisors who know you personally, handle everything expertly, and actively work to save you money—creating the financial confidence and peace of mind that transforms how you feel about your entire financial future.

Tax Preparation documents reviewed by Frederick MD accountant
CPA Small Business in Frederick

When Your CPA Doesn't Know You, You Lose More Than Money

Beyond missed deductions, impersonal tax service creates chronic worry, leaves you vulnerable to costly mistakes, and eliminates the peace of mind that comes from trusted professional relationships. We will meet you for in-person interview or a zoom call, if you prefer. Rather just upload your documents on our portal, we can help you whatever your preference is.

Common Questions About Our Tax Service

Get clear answers to the questions most clients ask before making the switch to relationship-based tax preparation.

How much does your tax preparation service cost?

At Mercer Flanagan, we believe in transparent, upfront pricing no surprises. Individual tax returns start at $450. Business tax returns are priced based on several factors that can raise or lower the cost, including business complexity, bookkeeping status, revenue size, and number of state filings. We publish our pricing because we have nothing to hide — see full pricing.

What makes your service different from other CPA firms?

We combine personal relationships with professional expertise. Every client gets a personal CPA interview annually and their tax return is reviewed by a CPA. We don't offshore our tax return preparation like the larger firms do and we provide year-round access for your tax questions.

Do I have to use a digital client portal?

No, we offer flexible service options. You can choose between digital convenience and traditional in-person service based on your comfort level.

What if my previous CPA retired or my situation is complex?

We specialize in complex tax and accounting situations and seamless transitions. In addition to individual and business tax return preparation we can help with estate taxes, trust tax returns, non-profit organizations and complicated scenarios that other firms often avoid.

Are you available outside of tax season?

Yes, we provide year-round support. We're here to answer questions, help with tax planning, and provide guidance whenever you need it.

What makes you different from the natinal chains and do-it-yourself software?

At Mercer Flanagan, every return is reviewed and signed by a licensed CPA, not a seasonal employee, not software, and not someone working overseas. We interview every client personally, we know your situation year after year, and we're available year-round when questions come up. Tax software and chains work fine for simple returns. We're built for people and businesses whose situations are more complex

Do you work with clients outside of Frederick?

Yes. We serve clients throughout central Maryland including Hagerstown, Gaithersburg, Germantown, Rockville, Damascus, Mount Airy, Thurmont, and beyond. Most of our work is done remotely, so location is rarely a barrier. We have many clients in Virginia, Pennsylvania, West Virginia and many other states.

Can you handle both my personal and business taxes?

Absolutely and we'd encourage it. When one firm handles both, we can coordinate your personal and business returns to make sure nothing falls through the cracks, entity structure is optimized, and you're not getting conflicting advice from two different preparers.

Can you help if I'm behind on my taxes or have received an IRS notice?

Yes. We work with clients who have unfiled returns, back taxes, or IRS correspondence that needs a response. If you've received a notice or aren't sure where you stand, the first step is a free consultation so we can review the situation and tell you honestly what needs to happen next.

Are you taking on new clients?

Yes. We're currently accepting new clients for both individual and business tax services. The best first step is a free 20-minute consultation where we'll learn about your situation, tell you honestly whether we're the right fit, and give you a clear sense of what it would cost. No pressure, no obligation.

Frederick Maryland

Local Frederick CPA Firm Serving Frederick & Montgomery Counties

Headquartered in Frederick, we provide comprehensive tax services throughout Frederick, Montgomery, and Washington counties — including Hagerstown, Gaithersburg, Germantown, and every community in between.

Client Reviews

★★★★★ 5-Star Rated in Frederick, MD

Trusted by Frederick County business owners, families, nonprofits, and farms for over 50 years. Here's what our clients say.

★★★★★

"What sets Mercer Flanagan apart is their attention to detail and commitment to helping clients make informed financial decisions. Whether you need tax preparation, bookkeeping, payroll services, or strategic tax planning, they deliver professional service with a personal touch. I highly recommend Mercer Flanagan to anyone!"

Evelyn Sotelo Nunez

Frederick, MD · Business Tax Planning · Verified Google Review

★★★★★

"I highly refer Mercer Flanagan and Roy Cogliandolo. They go above and beyond for their clients. I have used them for many years. They give me peace of mind when dealing with the headaches of business and personal taxes."

BJ Borden

Frederick, MD · Business Taxes · Long-Term Client · Verified Google Review

Read All Client Reviews Leave Us a Google Review

Upgrade Your CPA

Schedule a personal introduction today

Book a Tax & Accounting Analysis

We'll work to lower your taxes and bring order to your business.